{"id":3247,"date":"2025-08-04T18:34:00","date_gmt":"2025-08-04T16:34:00","guid":{"rendered":"https:\/\/modernipravnik.cz\/?p=3247"},"modified":"2026-07-27T08:42:30","modified_gmt":"2026-07-27T06:42:30","slug":"dostante-vase-penize-zpet","status":"publish","type":"post","link":"https:\/\/modernipravnik.cz\/en\/blog\/dostante-vase-penize-zpet\/","title":{"rendered":"N\u011bkdo v\u00e1m dlu\u017e\u00ed? P\u0159in\u00e1\u0161\u00edme n\u00e1vod, jak na vym\u00e1h\u00e1n\u00ed dluh\u016f"},"content":{"rendered":"<h1 style=\"text-align: center;\"><strong>Jak od dlu\u017en&iacute;ka z&iacute;skat sv&eacute; pen&iacute;ze<\/strong><\/h1>\n<p><em>Velmi \u010dast&aacute; a\u00a0nemil&aacute; situace, kter&aacute; potk&aacute; v\u00a0\u017eivot\u011b spoustu lid&iacute;. P\u016fj\u010d&iacute;te n\u011bkomu pen&iacute;ze, n&aacute;jemn&iacute;k p\u0159estane platit \u010di po&scaron;lete fakturu, obdr\u017e&iacute;te mnoho slib\u016f o\u00a0zaplacen&iacute;, ale nestane se tak. Vym&aacute;h&aacute;n&iacute; dluh\u016f je oblast, v&nbsp;n&iacute;\u017e m&aacute;me mnoho zku&scaron;enost&iacute;. Jsme tak v&iacute;ce ne\u017e schopn&iacute; pro v&aacute;s pen&iacute;ze vymoci.<\/em><\/p>\n<p>&nbsp;<\/p>\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"ModerniPravnik.cz - Debt recovery\" width=\"700\" height=\"394\" src=\"https:\/\/www.youtube.com\/embed\/1WB_byUo8cU?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n<p>\u00a0<\/p>\n<h2><strong>Z\u00e1kladem \u00fasp\u011b\u0161n\u00e9ho vym\u00e1h\u00e1n\u00ed dluh\u016f je p\u0159\u00edprava<\/strong><\/h2>\n<p>Stejn\u011b jako ka\u017ed\u00fd sportovec p\u0159ed utk\u00e1n\u00edm, tak ani vy p\u0159\u00edpravu nepodce\u0148ujte. Nejd\u016fle\u017eit\u011bj\u0161\u00ed je dostatek informac\u00ed o\u00a0obchodn\u00edm partnerovi. Doporu\u010dujeme pod\u00edvat se zejm\u00e9na do centr\u00e1ln\u00ed evidence exekuc\u00ed, zda m\u00e1 n\u011bjak\u00e9 exekuce, \u010di do insolven\u010dn\u00edho rejst\u0159\u00edku, zda n\u00e1hodou nen\u00ed v\u00a0insolvenci. Jin\u00e9 seznamy nejsou ve\u0159ejn\u00e9. Pokud m\u00e1 dan\u00e1 osoba exekuce nebo je v\u00a0insolvenci, pak vysoce pravd\u011bpodobn\u011b v\u00e1m pen\u00edze nevr\u00e1t\u00ed, proto j\u00ed je rad\u011bji ani nep\u016fj\u010dujte.<\/p>\n<p>Dal\u0161\u00edm d\u016fle\u017eit\u00fdm faktorem rozhoduj\u00edc\u00edm o\u00a0\u00fasp\u011bchu vym\u00e1h\u00e1n\u00ed dluh\u016f je p\u0159ehled o\u00a0tom, co v\u00e1m kdo dlu\u017e\u00ed. A\u00a0samoz\u0159ejm\u011b doporu\u010dujeme t\u00e9\u017e dob\u0159e (rozum\u011bjte pr\u00e1vn\u00edky) p\u0159ipravenou p\u00edsemnou smlouvu.<\/p>\n<p>V\u011bc\u00ed, na kter\u00e9 byste m\u011bli ur\u010dit\u011b myslet, je mnoho, proto pokud si nejste zcela jist\u00ed, nev\u00e1hejte n\u00e1s kontaktovat. M\u00e1me spoustu zku\u0161enost\u00ed a\u00a0mnohaletou praxi v\u00a0tomto oboru.<\/p>\n<p>\u00a0<\/p>\n<h2><strong>Jak mohu vym\u00e1hat sv\u00e9 pen\u00edze (pohled\u00e1vku)? N\u00e1vod krok za krokem.<\/strong><\/h2>\n<p>Dostane-li se dlu\u017en\u00edk do prodlen\u00ed, typicky prvn\u011b slibuje, \u017ee v\u0161e ur\u010dit\u011b zaplat\u00ed, jen mu mus\u00edte chv\u00edli po\u010dkat, proto\u017ee to m\u00e1 zrovna t\u011b\u017ek\u00e9, vyhodili ho z\u00a0pr\u00e1ce, bude se rozv\u00e1d\u011bt\u2026 Nebo si vym\u00fd\u0161l\u00ed nap\u0159. opravu faktury, a\u010dkoli ji u\u00a0sebe m\u00e1 ji\u017e n\u011bjakou dobu, \u010di \u201enajednou\u201c objevil vadu d\u00edla a\u00a0chce slevu. Neobvykl\u00e1 nen\u00ed ani situace, kdy s\u00a0V\u00e1mi p\u0159estane komunikovat \u00fapln\u011b, nebere telefon a\u00a0neodpov\u00edd\u00e1 na e-mail.<\/p>\n<p>Tyto poh\u00e1dky velmi dob\u0159e zn\u00e1me, sly\u0161eli jsme je ji\u017e mnohokr\u00e1t. Dlu\u017en\u00edkovi jde jen o\u00a0to, aby z\u00edskal \u010das a\u00a0vy na sv\u00e9 pen\u00edze ide\u00e1ln\u011b zapomn\u011bli. Pokud se v\u0161ak se sv\u00fdmi pen\u011bzi rozlou\u010dit nechcete, pak p\u0159ich\u00e1z\u00ed na \u0159adu tyto dal\u0161\u00ed kroky.<\/p>\n<p>\u00a0<\/p>\n<h3><strong>1. P\u0159ed\u017ealobn\u00ed v\u00fdzva a\u00a0mimosoudn\u00ed vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong><\/h3>\n<p>Prvn\u00ed a\u00a0z\u00e1kladn\u00ed z\u00e1konnou mo\u017enost p\u0159edstavuje v\u00fdzva dlu\u017en\u00edkovi k\u00a0zaplacen\u00ed (spln\u011bn\u00ed), tzv.\u00a0p\u0159ed\u017ealobn\u00ed upom\u00ednka \u010di p\u0159ed\u017ealobn\u00ed v\u00fdzva. Bude-li ji sepisovat advok\u00e1t, zpravidla v\u00a0n\u00ed analyzuje v\u00e1\u0161 n\u00e1rok s\u00a0pot\u0159ebn\u00fdmi smluvn\u00edmi a\u00a0z\u00e1konn\u00fdmi ustanoven\u00edmi. To ostatn\u011b doporu\u010dujeme i\u00a0v\u00e1m, pokud se rozhodnete upom\u00ednku sepisovat sami. Advok\u00e1t v\u00a0upom\u00ednce v\u017edy bude po dlu\u017en\u00edkovi \u017e\u00e1dat n\u00e1hradu va\u0161ich n\u00e1klad\u016f na pr\u00e1vn\u00ed zastoupen\u00ed, a\u00a0to podle advok\u00e1tn\u00edho tarifu.<\/p>\n<p>V\u00a0na\u0161\u00ed advok\u00e1tn\u00ed kancel\u00e1\u0159i p\u0159ed samotn\u00fdm zasl\u00e1n\u00edm p\u0159ed\u017ealobn\u00ed upom\u00ednky prov\u00e1d\u00edme <strong>prov\u011brku dlu\u017en\u00edka, zda je v\u016fbec schopen sv\u016fj dluh splatit (tj.\u00a0zji\u0161\u0165ujeme, zda m\u00e1 exekuce \u010di insolvence)<\/strong>. N\u00e1sledn\u011b <strong>zas\u00edl\u00e1me p\u0159ed\u017ealobn\u00ed upom\u00ednku, kde dlu\u017en\u00edka va\u0161\u00edm jm\u00e9nem vyzveme k\u00a0zaplacen\u00ed pohled\u00e1vky s\u00a0t\u00edm, \u017ee to je posledn\u00ed mo\u017enost, jak se vyhnout soudn\u00edmu \u0159\u00edzen\u00ed.<\/strong><\/p>\n<p>Budete-li upom\u00ednku pos\u00edlat sami, doporu\u010dujeme tak u\u010dinit doporu\u010den\u011b s\u00a0dodejkou, p\u0159\u00edpadn\u011b datovou schr\u00e1nkou, a\u00a0to nejen kv\u016fli pozd\u011bj\u0161\u00edmu uplatn\u011bn\u00ed n\u00e1roku na n\u00e1hradu n\u00e1klad\u016f soudn\u00edho \u0159\u00edzen\u00ed. Z\u00e1kon toti\u017e p\u0159edpokl\u00e1d\u00e1, \u017ee p\u0159ed samotn\u00fdm soudn\u00edm vym\u00e1h\u00e1n\u00edm v\u011b\u0159itel dlu\u017en\u00edka ke splacen\u00ed dluhu nejd\u0159\u00edve vyzve. A\u00a0pr\u00e1v\u011b dodejka \u010di doru\u010denka z\u00a0datov\u00e9 schr\u00e1nky v\u00e1m poslou\u017e\u00ed jako d\u016fkaz. \u00a0<\/p>\n<p>Pokud si nejste jist\u00ed, jak p\u0159ed\u017ealobn\u00ed upom\u00ednku spr\u00e1vn\u011b p\u0159ipravit a\u00a0zaslat, nev\u00e1hejte se na n\u00e1s obr\u00e1tit. R\u00e1di v\u00e1m porad\u00edme a\u00a0pom\u016f\u017eeme z\u00edskat va\u0161e pen\u00edze zp\u011bt.<\/p>\n<p>\u00a0<\/p>\n<h4><em>Je\u0161t\u011b p\u0159edt\u00edm, ne\u017e p\u016fjdeme k\u00a0soudu, se mu pokus\u00edme vyhnout<\/em><\/h4>\n<p>Nejlep\u0161\u00edm mo\u017en\u00fdm v\u00fdsledkem mimosoudn\u00edho vym\u00e1h\u00e1n\u00ed dluh\u016f je pochopiteln\u011b jeho \u00fapln\u00e9 splacen\u00ed. \u00dasp\u011bchem v\u0161ak pro v\u00e1s jako v\u011b\u0159itele m\u016f\u017ee b\u00fdt i\u00a0dohoda o\u00a0narovn\u00e1n\u00ed, uzn\u00e1n\u00ed dluhu \u010di dohoda o\u00a0spl\u00e1tkov\u00e9m kalend\u00e1\u0159i.<\/p>\n<p>Dohodu o\u00a0narovn\u00e1n\u00ed p\u0159ipravujeme zejm\u00e9na v\u00a0p\u0159\u00edpad\u011b, \u017ee se nem\u016f\u017eete s\u00a0dlu\u017en\u00edkem shodnout na tom, kolik v\u00e1m dlu\u017e\u00ed a\u00a0pro\u010d (z\u00a0jak\u00e9ho pr\u00e1vn\u00edho d\u016fvodu). Uzn\u00e1n\u00ed dluhu spolu s\u00a0dohodou o\u00a0spl\u00e1tk\u00e1ch pak p\u0159ipravujeme tehdy, pokud dlu\u017en\u00edk nedisponuje dostatkem pen\u011bz na \u00fahradu dluhu. Nechat dlu\u017en\u00edka uznat sv\u016fj dluh podle z\u00e1kona nicm\u00e9n\u011b klient\u016fm doporu\u010dujeme v\u017edy - s\u00a0takov\u00fdm dokumentem je toti\u017e mnohem jednodu\u0161\u0161\u00ed n\u00e1sledn\u011b pen\u00edze vym\u00e1hat, kdyby si op\u011bt rozmyslel, \u017ee v\u00e1m pen\u00edze p\u0159ece jen nezaplat\u00ed.<\/p>\n<p>\u00a0<\/p>\n<h3><strong>2. Soudn\u00ed vym\u00e1h\u00e1n\u00ed dluh\u016f<\/strong><\/h3>\n<p>Jestli\u017ee p\u0159edchoz\u00ed zp\u016fsoby \u0159e\u0161en\u00ed nepomohly, nezb\u00fdv\u00e1 nic jin\u00e9ho ne\u017e se obr\u00e1tit na soud, aby ochr\u00e1nil va\u0161e pr\u00e1va. Na\u0161t\u011bst\u00ed zde existuje zrychlen\u00e9 \u0159\u00edzen\u00ed (do 1\u00a0mil. K\u010d), kter\u00e9 kon\u010d\u00ed tzv.\u00a0platebn\u00edm rozkazem.<\/p>\n<p>\u00a0<\/p>\n<h4><em>Initiation of court proceedings<\/em><\/h4>\n<p>Soudn\u00ed \u0159\u00edzen\u00ed se zahajuje na n\u00e1vrh, kter\u00fd se ozna\u010duje jako \u017ealoba. Ta mus\u00ed obsahovat minim\u00e1ln\u011b:<\/p>\n<ul>\n<li><strong>general submission requirements<\/strong>- kter\u00e9mu soudu je ur\u010den\u00e9, kdo je \u010din\u00ed, \u010deho se t\u00fdk\u00e1, co sleduje, podpis a\u00a0datum,<\/li>\n<li>jm\u00e9no, p\u0159\u00edjmen\u00ed, bydli\u0161t\u011b \u00fa\u010dastn\u00edk\u016f, tedy \u017ealobce a\u00a0\u017ealovan\u00e9ho (obchodn\u00ed firmu nebo n\u00e1zev a\u00a0s\u00eddlo \u00fa\u010dastn\u00edk\u016f - pr\u00e1vnick\u00fdch osob),<\/li>\n<li>birth numbers or identification numbers of the participants,<\/li>\n<li>d\u016fkladn\u00e9 vyl\u00ed\u010den\u00ed rozhoduj\u00edc\u00edch skute\u010dnost\u00ed, nap\u0159. \u017ee byla uzav\u0159en\u00e1 smlouva, za jak\u00fdch podm\u00ednek, zda to vid\u011bl sv\u011bdek, \u017ee \u010d\u00e1stka nebyla uhrazen\u00e1, to v\u0161e ide\u00e1ln\u011b spojen\u00e9 s\u00a0pr\u00e1vn\u00edm hodnocen\u00edm tak, aby soud jen posv\u011btil v\u00e1\u0161 n\u00e1vrh a\u00a0ulo\u017eil protistran\u011b zaplatit to, co \u017e\u00e1d\u00e1te,<\/li>\n<li>ozna\u010den\u00ed a\u00a0dolo\u017een\u00ed d\u016fkaz\u016f nap\u0159. smlouva, faktura.<\/li>\n<\/ul>\n<p>\u017dalobu m\u016f\u017eete podat prost\u0159ednictv\u00edm vypln\u011bn\u00ed formul\u00e1\u0159e soudu, kter\u00fd se naz\u00fdv\u00e1 n\u00e1vrh na vyd\u00e1n\u00ed elektronick\u00e9ho platebn\u00edho rozkazu. K\u00a0tomu v\u0161ak m\u016f\u017eete p\u0159istoupit jen v\u00a0p\u0159\u00edpad\u011b, \u017ee V\u00e1\u0161 n\u00e1rok p\u0159\u00edmo vypl\u00fdv\u00e1 z\u00a0d\u016fkaz\u016f, kter\u00e9 k\u00a0n\u011bmu p\u0159ilo\u017e\u00edte, nebo vym\u00e1h\u00e1te pln\u011bn\u00ed do 1\u00a0milionu K\u010d. Jestli\u017ee podat n\u00e1vrh na vyd\u00e1n\u00ed elektronick\u00e9ho platebn\u00edho rozkazu nechcete nebo nem\u016f\u017eete, pak sepisujete klasickou \u017ealobu s\u00a0n\u00e1le\u017eitostmi vypsan\u00fdmi v\u00fd\u0161e.<\/p>\n<p>Abyste zamezili tomu, \u017ee se soud va\u0161\u00ed \u017ealobou (\u010di n\u00e1vrh na vyd\u00e1n\u00ed elektronick\u00e9ho platebn\u00edho rozkazu) odm\u00edtne zab\u00fdvat z\u00a0d\u016fvodu nespln\u011bn\u00ed z\u00e1kladn\u00edch n\u00e1le\u017eitost\u00ed, doporu\u010dujeme nechat se n\u00e1mi zastoupit. U\u0161et\u0159\u00ed v\u00e1m to pen\u00edze, \u010das (proto\u017ee i\u00a0va\u0161e pohled\u00e1vka se m\u016f\u017ee <a href=\"https:\/\/modernipravnik.cz\/en\/pohledavky-cs\/promlceni-pohledavky\/\">proml\u010det<\/a>) i\u00a0nervy.<\/p>\n<p>\u00a0<\/p>\n<h4><em>Jak soud rozhoduje o\u00a0dluz\u00edch?<\/em><\/h4>\n<p><strong>1) Elektronick\u00fd platebn\u00ed rozkaz<\/strong><\/p>\n<p>Jde o\u00a0druh soudn\u00edho rozhodnut\u00ed ve zkr\u00e1cen\u00e9m \u0159\u00edzen\u00ed. Pokud proti n\u011bmu dlu\u017en\u00edk nepod\u00e1 \u0159\u00e1dn\u00fd odpor, nab\u00fdv\u00e1 \u00fa\u010dink\u016f jako klasick\u00fd rozsudek. Soud ho vyd\u00e1 p\u0159i pohled\u00e1vk\u00e1ch do 1\u00a0milionu K\u010d na z\u00e1klad\u011b n\u00e1vrhu na vyd\u00e1n\u00ed elektronick\u00e9ho platebn\u00edho rozkazu.<\/p>\n<p>\u00a0<\/p>\n<p><strong>2) Sm\u011bne\u010dn\u00fd a\u00a0\u0161ekov\u00fd platebn\u00ed rozkaz<\/strong><\/p>\n<p>Dal\u0161\u00edm druhem rozhodnut\u00ed je sm\u011bne\u010dn\u00fd (\u0161ekov\u00fd) platebn\u00ed rozkaz. Jeho podstata je podobn\u00e1 jako u\u00a0klasick\u00e9ho platebn\u00edho rozkazu s\u00a0t\u00edm rozd\u00edlem, \u017ee \u017ealobce mus\u00ed p\u0159edlo\u017eit sm\u011bnku \u010di \u0161ek a\u00a0\u0159\u00edzen\u00ed je zna\u010dn\u011b p\u0159\u00edsn\u00e9 a\u00a0omezen\u00e9 jen na konkr\u00e9tn\u00ed n\u00e1mitky. Pokud jste n\u011bco takov\u00e9ho podepsali, urychlen\u011b se n\u00e1m ozv\u011bte, hned takovou v\u011bc za\u010dneme \u0159e\u0161it.<\/p>\n<p>\u00a0<\/p>\n<p><strong>3) Rozsudek<\/strong><\/p>\n<p>Pokud soud nerozhodl ve zkr\u00e1cen\u00e9m \u0159\u00edzen\u00ed, tedy nevydal platebn\u00ed nebo elektronick\u00fd platebn\u00ed rozkaz, je\u00a0<strong>the result of the court proceedings is a judgment.<\/strong><\/p>\n<p>\u00a0<\/p>\n<h3><strong>3. Soudn\u00ed v\u00fdkon rozhodnut\u00ed, exekuce<\/strong><\/h3>\n<p><strong>Enforcement title<\/strong><\/p>\n<p>Exeku\u010dn\u00edm titulem je listina vydan\u00e1 opr\u00e1vn\u011bn\u00fdm org\u00e1nem, nap\u0159. <a href=\"https:\/\/modernipravnik.cz\/en\/obchodni-pravo\/pravni-moc-vykonatelnost-rozhodnuti\/\">pravomocn\u00fd<\/a> platebn\u00ed rozkaz \u010di rozsudek soudu, uzn\u00e1n\u00ed dluhu se svolen\u00edm k\u00a0vykonatelnosti ve form\u011b not\u00e1\u0159sk\u00e9ho z\u00e1pisu apod. Je z\u00e1rove\u0148 p\u0159edpokladem\u00a0<strong>for judicial enforcement or execution<\/strong>, tedy pro posledn\u00ed krok k\u00a0vymo\u017een\u00ed va\u0161\u00ed pohled\u00e1vky.<\/p>\n<p>Nev\u00edte, co znamen\u00e1 pr\u00e1vn\u00ed moc a\u00a0vykonatelnost rozhodnut\u00ed? Rozeb\u00edr\u00e1me to v\u00a0\u010dl\u00e1nku <a href=\"https:\/\/modernipravnik.cz\/en\/obchodni-pravo\/pravni-moc-vykonatelnost-rozhodnuti\/\">Jak je to s\u00a0pr\u00e1vn\u00ed moc\u00ed a\u00a0vykonatelnost\u00ed rozhodnut\u00ed<\/a>.<\/p>\n<p>\u00a0<\/p>\n<p><strong>Enforcement of a decision or execution<\/strong><\/p>\n<p>Jestli\u017ee dlu\u017en\u00edk sv\u016fj dluh neuhrad\u00ed ani po nabyt\u00ed vykonatelnosti uveden\u00e9ho exeku\u010dn\u00edho titulu, je \u010das p\u0159ikro\u010dit k\u00a0exekuci \u010di v\u00fdkonu rozhodnut\u00ed.\u00a0O\u00a0tom, co pro v\u00e1s je z\u00a0t\u011bchto dvou variant v\u00fdhodn\u011bj\u0161\u00ed a\u00a0pro\u010d, si s\u00a0v\u00e1mi r\u00e1di popov\u00edd\u00e1me na osobn\u00ed sch\u016fzce.<\/p>\n<p>\u00a0<\/p>\n<h2><strong>Pro\u010d investovat do pr\u00e1vn\u00ed pomoci p\u0159i vym\u00e1h\u00e1n\u00ed dluh\u016f?<\/strong><\/h2>\n<p>Podstupov\u00e1n\u00ed cel\u00e9ho procesu vym\u00e1h\u00e1n\u00ed dluh\u016f bez pr\u00e1vn\u00edho zastoupen\u00ed je z\u00a0na\u0161ich zku\u0161enost\u00ed pro klienty nepraktick\u00e9. Z\u00e1kon zn\u00e1 lh\u016fty a\u00a0formy uplatn\u011bn\u00ed n\u00e1rok\u016f, jejich\u017e nedodr\u017een\u00ed v\u00e1s m\u016f\u017ee st\u00e1t celou pohled\u00e1vku a\u00a0mnohdy i\u00a0n\u011bco nav\u00edc. Nev\u00e1hejte n\u00e1s proto kontaktovat, r\u00e1di v\u00e1m pom\u016f\u017eeme z\u00edskat va\u0161e pen\u00edze zp\u011bt co nejjednodu\u0161\u0161\u00ed a\u00a0nejrychlej\u0161\u00ed cestou.<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><strong>Author:<\/strong> Mgr.\u00a0Petr Uklein, Pavla Bachurov\u00e1<\/p>\n<p>\u00a0<\/p>\n<h2><strong>R\u00e1di v\u00e1s zastoup\u00edme p\u0159i vym\u00e1h\u00e1n\u00ed dluh\u016f. Kontaktujte n\u00e1s!<\/strong><\/h2>\n\n\n<p class=\"wp-block-paragraph\">\n        <div class=\"cta-form__wrapper\">\n            <div class=\"cta-form__grid\">\n                <div class=\"cta-form__info\">\n\n<div class=\"contact-container\">\n    <div class=\"contact-left\">\n<h3> <strong>Napi\u0161te na\u0161im odborn\u00edk\u016fm, pom\u016f\u017eeme v\u00e1m!  <\/strong><\/h3>\n        <div class=\"lawyers\">\n            <div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2024\/12\/Petr-Uklein-Grey.jpg\" alt=\"Advokat 1\">\n                <span class=\"status\"><\/span>\n            <\/div>\n\n\n            <div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/Matej-Sedivy.png\" alt=\"Advokat 2\">\n                <span class=\"status\"><\/span>\n            <\/div>\n            <div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2024\/12\/Barbora-Janackova-grey3.jpg\" alt=\"Advokat 3\">\n                <span class=\"status\"><\/span>\n            <\/div>\n            <div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/martin-1.png\" alt=\"Advokat 4\">\n                <span class=\"status\"><\/span>\n            <\/div>\n            <div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/radka-1.png\" alt=\"Advokat 5\">\n                <span class=\"status\"><\/span>\n            <\/div>\n            <div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/image.png\" alt=\"Advokat 6\">\n                <span class=\"status\"><\/span>\n            <\/div>\n            <div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/ruta.png\" alt=\"Advokat 7\">\n                <span class=\"status\"><\/span>\n            <\/div>\n        <\/div>\n<div class=\"form-descr\">\nNev\u00e1hejte se s\u00a0n\u00e1mi pod\u011blit o\u00a0svou situaci a\u00a0stru\u010dn\u011b popsat, s\u00a0\u010d\u00edm v\u00e1m m\u016f\u017eeme pomoci. Sd\u011blte n\u00e1m, jak v\u00e1s m\u016f\u017eeme nejl\u00e9pe kontaktovat, a\u00a0n\u00e1\u0161 t\u00fdm se v\u00e1m obratem ozve s\u00a0n\u00e1vrhem \u0159e\u0161en\u00ed. Pro va\u0161i lep\u0161\u00ed orientaci doporu\u010dujeme se p\u0159edem sezn\u00e1mit s\u00a0na\u0161\u00edm <a href=\"https:\/\/modernipravnik.cz\/en\/cenik\/\"><strong>price list<\/strong><\/a> Services.\n<\/div>\n\n        <div class=\"contact-info\">\n            \n<strong> Po-P\u00e1: 9:00 -18:00 <\/strong>\n            <p class=\"email\"><a href=\"mailto:info@modernipravnik.cz\">info@modernipravnik.cz<\/a><\/p>\n<a href=\"tel:+420732394849\">\n<p class=\"phone\">\ud83d\udcde (+420) 732 394 849 <span><\/span><\/p><\/a>\n\n\n        <\/div>\n    <\/div>\n\n \n<\/div>\n\n<\/div>\n                <div class=\"cta-form__form\">\n            <link rel=\"stylesheet\" href=\"https:\/\/modernipravnik.cz\/chatbot\/cf\/cf.css\"><form class=\"mp-contact-form\" action=\"https:\/\/modernipravnik.cz\/chatbot\/cf\/cf-lead.php\" method=\"post\" novalidate data-trp-original-action=\"https:\/\/modernipravnik.cz\/chatbot\/cf\/cf-lead.php\"><input type=\"text\" name=\"mp_kontrola\" class=\"mp-cf-hp\" tabindex=\"-1\" autocomplete=\"off\" aria-hidden=\"true\"><input type=\"hidden\" name=\"page\" value=\"\"><div class=\"mp-cf-row\"><input type=\"text\" name=\"first_name\" placeholder=\"Jm\u00e9no\" required><input type=\"text\" name=\"last_name\" placeholder=\"P\u0159\u00edjmen\u00ed\" required><\/div><input type=\"tel\" name=\"phone\" placeholder=\"Phone\" required><input type=\"email\" name=\"email\" placeholder=\"E-mail\" required><textarea name=\"message\" placeholder=\"Stru\u010dn\u011b popi\u0161te, s \u010d\u00edm v\u00e1m m\u016f\u017eeme pomoci\"><\/textarea><label class=\"mp-cf-consent\"><input type=\"checkbox\" name=\"consent\" required> I consent to the processing of my personal data for the purpose of handling my inquiry.<\/label><div class=\"cf-turnstile\" data-sitekey=\"0x4AAAAAADtQojXXLQXxojB1\" data-size=\"flexible\" style=\"margin:6px 0 14px\"><\/div><button type=\"submit\">Odeslat<\/button><div class=\"mp-cf-status\" role=\"status\" aria-live=\"polite\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><script src=\"https:\/\/modernipravnik.cz\/chatbot\/cf\/cf.js?v=1792426575\" defer><\/script>\n        <\/div>\n            <\/div>\n        <\/div>\n<style>\n.cta-form__wrapper {\n    margin: 40px 0;\n    background: #f2f2f2;\n    padding: 30px;\n    border-radius: 10px;\n}\n.cta-form__grid {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 30px;\n    justify-content: space-between;\n}\n.cta-form__info {\n    flex: 1 1 48%;\n}\n.cta-form__form {\n    flex: 1 1 48%;\n    background: #fff;\n    padding: 20px;\n    border-radius: 10px;\n}\n\/* \u041c\u043e\u0431\u0438\u043b\u043a\u0438: 100% \u0448\u0438\u0440\u0438\u043d\u044b \u0438 \u0443\u0431\u0438\u0440\u0430\u0435\u043c \u0432\u043d\u0443\u0442\u0440\u0435\u043d\u043d\u0438\u0435 \u043f\u0430\u0434\u0434\u0438\u043d\u0433\u0438 *\/\n@media (max-width: 768px) {\n    .cta-form__wrapper {\n        padding: 0;\n        background: transparent;\n    }\n    .cta-form__grid {\n        flex-direction: column;\n        gap: 0;\n    }\n    .cta-form__info, .cta-form__form {\n        flex: 1 1 100%;\n        padding: 20px;\n        border-radius: 0;\n    }\n}\n<\/style><\/p>","protected":false},"excerpt":{"rendered":"<p>Velmi \u010dast\u00e1 a\u00a0nemil\u00e1 situace, kter\u00e1 potk\u00e1 v\u00a0\u017eivot\u011b spoustu lid\u00ed. V\u017edy se ale d\u00e1 naj\u00edt \u0159e\u0161en\u00ed, jak z\u00edskat sv\u00e9 pen\u00edze zp\u011bt. Vym\u00e1h\u00e1n\u00ed dluh\u016f je oblast, v\u00a0n\u00ed\u017e m\u00e1me mnoho zku\u0161enost\u00ed. Jsme tak v\u00edce ne\u017e schopn\u00ed pro v\u00e1s pen\u00edze vymoci. Jak na to?<\/p>","protected":false},"author":754,"featured_media":12996,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2773,259],"tags":[282,277,1499,1727,275,371,1723,1494,279,283,280],"class_list":["post-3247","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-pohledavky","category-soudni-spory","tag-dluznik","tag-exekuce","tag-insolvence-cs","tag-nahrada-nakladu-rizeni-cs","tag-pohledavka","tag-pravni-moc","tag-promlceni-cs","tag-soudni-spory-cs","tag-veritel","tag-vymahani-dluhu","tag-zaloba"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>N\u011bkdo v\u00e1m dlu\u017e\u00ed? P\u0159in\u00e1\u0161\u00edme n\u00e1vod, jak na vym\u00e1h\u00e1n\u00ed dluh\u016f<\/title>\n<meta name=\"description\" content=\"Odm\u00edt\u00e1 v\u00e1m dlu\u017en\u00edk zaplatit pen\u00edze? Nenechte se okr\u00e1st a bra\u0148te se! P\u0159e\u010dt\u011bte si, jak\u00e9 m\u00e1te p\u0159i vym\u00e1h\u00e1n\u00ed dluh\u016f mo\u017enosti nebo n\u00e1s kontaktujte.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/modernipravnik.cz\/en\/blog\/dostante-vase-penize-zpet\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"N\u011bkdo v\u00e1m dlu\u017e\u00ed? P\u0159in\u00e1\u0161\u00edme n\u00e1vod, jak na vym\u00e1h\u00e1n\u00ed dluh\u016f\" \/>\n<meta property=\"og:description\" content=\"Odm\u00edt\u00e1 v\u00e1m dlu\u017en\u00edk zaplatit pen\u00edze? Nenechte se okr\u00e1st a bra\u0148te se! P\u0159e\u010dt\u011bte si, jak\u00e9 m\u00e1te p\u0159i vym\u00e1h\u00e1n\u00ed dluh\u016f mo\u017enosti nebo n\u00e1s kontaktujte.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/modernipravnik.cz\/en\/blog\/dostante-vase-penize-zpet\/\" \/>\n<meta property=\"og:site_name\" content=\"Modernipravnik.cz\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/modernipravnik\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-04T16:34:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-07-27T06:42:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2025\/08\/ge86d5cca9313fa19e41a3e3197f7f4a62dd9a8eabd5e8d7d7e819f5cab9cce018a069e086064b87a0f31120141313fd10ec28b3945d7d25776d4089072e3a5e2_1280.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"906\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mgr. Petr Uklein\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mgr. Petr Uklein\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/modernipravnik.cz\\\/blog\\\/dostante-vase-penize-zpet\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/modernipravnik.cz\\\/blog\\\/dostante-vase-penize-zpet\\\/\"},\"author\":{\"name\":\"Mgr. Petr Uklein\",\"@id\":\"https:\\\/\\\/modernipravnik.cz\\\/#\\\/schema\\\/person\\\/8ae49966cd08e5dd5ee974f58dccc5e5\"},\"headline\":\"N\u011bkdo v\u00e1m dlu\u017e\u00ed? 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