{"id":9711,"date":"2025-04-18T12:13:24","date_gmt":"2025-04-18T10:13:24","guid":{"rendered":"https:\/\/modernipravnik.cz\/?p=9711"},"modified":"2026-06-10T23:57:02","modified_gmt":"2026-06-10T21:57:02","slug":"bank-fraud","status":"publish","type":"post","link":"https:\/\/modernipravnik.cz\/en\/blog\/bank-fraud\/","title":{"rendered":"Bank Fraud: We\u2019ll Get Your Stolen Money Back Quickly!"},"content":{"rendered":"<h1 style=\"font-weight: 400; text-align: center;\"><strong>Bank Fraud: How to Get Your Money Back After an Online Scam<\/strong><\/h1>\n<p style=\"font-weight: 400;\"><em>Have you fallen victim to&nbsp;<strong>bank fraud<\/strong>&nbsp;and lost money due to an&nbsp;<strong>online scam<\/strong>? In this article, you&rsquo;ll find a&nbsp;<strong>concrete guide<\/strong>to the steps we take when someone steals a\u00a0client&rsquo;s account and transfers their money away. We&rsquo;ll explain&nbsp;<strong>why you must react immediately<\/strong>,&nbsp;<strong>how to properly file a\u00a0complaint with your bank<\/strong>, and&nbsp;<strong>why you shouldn&rsquo;t let yourself be brushed off<\/strong>. You&rsquo;ll also learn&nbsp;<strong>which arguments we use against banks<\/strong>&nbsp;and&nbsp;<strong>how we&rsquo;ve already helped many clients recover hundreds of thousands of crowns<\/strong>.<\/em><\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<p style=\"font-weight: 400;\"><strong>This time, we&rsquo;ll break down a&nbsp;typical course of an online bank fraud. You will learn:<\/strong><\/p>\n<ul style=\"font-weight: 400;\">\n<li><strong>What a\u00a0typical scenario of an online scam and stolen account looks like<\/strong><\/li>\n<li><strong>How we act immediately after discovering the fraud to increase the chance of recovering the money<\/strong><\/li>\n<li><strong>How to properly file a\u00a0complaint with the bank and why we don&rsquo;t accept being dismissed<\/strong><\/li>\n<li><strong>Which specific arguments we use against the bank and why they are successful<\/strong><\/li>\n<li><strong>How we file a\u00a0criminal complaint and why it makes sense<\/strong><\/li>\n<li><strong>Why it pays to be represented by a\u00a0lawyer who has already helped clients recover hundreds of thousands<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>What Does a\u00a0Typical Online Bank Fraud Look Like?<\/strong><\/h2>\n<p style=\"font-weight: 400;\">Imagine you want to log into your&nbsp;<strong>online banking<\/strong>. You open an&nbsp;<strong>email or SMS<\/strong>&nbsp;with a\u00a0link to a\u00a0page that looks exactly like your bank&rsquo;s website. You enter your&nbsp;<strong>login details<\/strong>, perhaps even an&nbsp;<strong>authorization code<\/strong>. The fraudsters then&nbsp;<strong>gain access to your account<\/strong>,&nbsp;<strong>activate mobile banking<\/strong>&nbsp;on their device, and within minutes&nbsp;<strong>transfer all your money away<\/strong>. You only realize your account has been stolen when you receive a&nbsp;<strong>notification about unknown transactions<\/strong>&nbsp;or you can&rsquo;t access your online banking at all.<\/p>\n<p style=\"font-weight: 400;\">Fraudsters often use&nbsp;<strong>phishing<\/strong>,&nbsp;<strong>fake emails<\/strong>,&nbsp;<strong>SMS<\/strong>,&nbsp;<strong>fraudulent payment gateways<\/strong>, or even&nbsp;<strong>deepfake calls<\/strong>. The result is always the same: a&nbsp;<strong>stolen account and your money gone<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>STEP 1: Contact the Bank Immediately<\/strong><\/h2>\n<p style=\"font-weight: 400;\">A&nbsp;<strong>quick reaction is crucial for success<\/strong>. When a\u00a0client discovers bank fraud, we&nbsp;<strong>immediately contact the bank<\/strong>&nbsp;and&nbsp;<strong>flag the payments as fraudulent<\/strong>. We&nbsp;<strong>call the customer service line<\/strong>&nbsp;or&nbsp;<strong>go directly to a\u00a0branch<\/strong>. We&nbsp;<strong>insist that a\u00a0bank fraud has occurred<\/strong>&nbsp;and&nbsp;<strong>demand the immediate blocking of all suspicious transactions and the account itself<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">We&nbsp;<strong>don&rsquo;t accept the claim that the client made the payments themselves<\/strong>. If someone falls victim to an online scam, the fraudsters have manipulated them and the client acted in good faith. We always&nbsp;<strong>demand that the bank marks the payments as fraudulent in international systems<\/strong>&nbsp;(such as &ldquo;fraudulent payment&rdquo;), which&nbsp;<strong>increases the chance of freezing the funds in the target accounts<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">If the bank claims it&rsquo;s already too late,&nbsp;<strong>we don&rsquo;t give up<\/strong>. Even several hours after the fraud, we can sometimes&nbsp;<strong>intercept transactions<\/strong>, especially if the money hasn&rsquo;t yet left the Czech banking system. We also&nbsp;<strong>help the client change all passwords and secure their accounts<\/strong>. If the fraudsters obtained card details,&nbsp;<strong>we immediately block the card<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>STEP 2: Challenging the Bank&rsquo;s Procedure<\/strong><\/h2>\n<p style=\"font-weight: 400;\">Banks often&nbsp;<strong>reject complaints<\/strong>, arguing that the client entered their login details or confirmed payments. Such arguments&nbsp;<strong>don&rsquo;t hold up if the client was deceived<\/strong>. We&nbsp;<strong>never accept a\u00a0simple rejection<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">When making a\u00a0complaint, we always argue that the&nbsp;<strong>bank must protect the client from unauthorized payments<\/strong>. The <a href=\"https:\/\/www.zakonyprolidi.cz\/cs\/2017-370\">Payment Services Act<\/a>&nbsp;and <a href=\"https:\/\/eur-lex.europa.eu\/legal-content\/EN\/TXT\/PDF\/?uri=CELEX:32018R0389\">European legislation<\/a>&nbsp;require banks to&nbsp;<strong>implement and use detection mechanisms<\/strong>&nbsp;to identify suspicious transactions and typical fraud scenarios. For example, if someone makes&nbsp;<strong>several large transfers in a\u00a0short time to an unknown account<\/strong>, the bank must flag these as suspicious and halt them.<\/p>\n<p style=\"font-weight: 400;\">In practice, banks often&nbsp;<strong>don&rsquo;t set up control mechanisms properly<\/strong>&nbsp;or&nbsp;<strong>disable them because they cost money to operate<\/strong>. In our complaints, we always&nbsp;<strong>point to specific circumstances<\/strong>-such as transactions not matching the client&rsquo;s usual behavior, occurring at unusual times, being split into several smaller transfers, and all going to one account.<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<h3 style=\"font-weight: 400;\"><strong>A\u00a0Rejected Complaint Is Not a\u00a0Defeat-We File an Appeal!<\/strong><\/h3>\n<p style=\"font-weight: 400;\">If the bank rejects the complaint, we&nbsp;<strong>immediately file an appeal<\/strong>. In the appeal, we&nbsp;<strong>detail how the bank failed in its duties<\/strong>&nbsp;and&nbsp;<strong>attach evidence that the client acted in good faith and was manipulated by fraudsters<\/strong>. We always&nbsp;<strong>remind the bank that labeling the client&rsquo;s behavior as &ldquo;gross negligence&rdquo; is not justified<\/strong>&nbsp;just because they fell for sophisticated phishing. Fraudsters today can&nbsp;<strong>mimic a\u00a0bank&rsquo;s website so perfectly that an average user can&rsquo;t tell the difference<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">Thanks to these arguments, we have already&nbsp;<strong>recovered hundreds of thousands of crowns for many clients<\/strong>&nbsp;who had their money stolen by fraudsters. Banks often&nbsp;<strong>back down only after thorough legal argumentation and pressure from our side<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">The bank must&nbsp;<strong>prove that the client truly acted recklessly<\/strong>-for example,&nbsp;<strong>knowingly gave login details to a\u00a0third party, ignored warnings, or repeatedly entered details on suspicious websites<\/strong>. Most victims of online fraud, however,&nbsp;<strong>act in good faith, under pressure, and in stress<\/strong>. Fraudsters&nbsp;<strong>use psychological tricks and can deceive even experienced users<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<h3 style=\"font-weight: 400;\"><strong>We Know How to Negotiate with Banks<\/strong><\/h3>\n<p style=\"font-weight: 400;\">When dealing with bank fraud, in&nbsp;<strong>appeals against rejected complaints<\/strong>&nbsp;we always mention options such as&nbsp;<strong>publicizing the case<\/strong>&nbsp;or&nbsp;<strong>turning to the financial arbiter<\/strong>. Our experience shows that&nbsp;<strong>banks have a\u00a0strong interest in settling such cases amicably<\/strong>. Banking institutions&nbsp;<strong>care deeply about their reputation and public image<\/strong>, so they try to&nbsp;<strong>avoid negative publicity and long disputes with clients<\/strong>.&nbsp;<strong>Publicizing a\u00a0case of bank fraud can damage public trust in the security of their services<\/strong>, which is a\u00a0much greater loss for the bank than returning stolen money to a\u00a0few clients who seek professional legal help.<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>STEP 3: Immediately File a\u00a0Criminal Complaint<\/strong><\/h2>\n<p style=\"font-weight: 400;\">At the same time as dealing with the bank, we&nbsp;<strong>file a\u00a0<a href=\"https:\/\/modernipravnik.cz\/en\/pravni-poradna-online\/nebojte-se-podat-trestni-oznameni\/\">criminal complaint<\/a> with the prosecutor&rsquo;s office on behalf of the client<\/strong>. This step is&nbsp;<strong>crucial not only for the client but also for other victims<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">The&nbsp;<strong>police and prosecutor have the authority to immediately freeze funds in accounts<\/strong>&nbsp;where the fraudsters transferred the money. If the money is still in the system,&nbsp;<strong>we can get it back<\/strong>. Fraudsters often&nbsp;<strong>rob multiple people at once<\/strong>.&nbsp;<strong>Timely reporting helps other victims and increases the chances of catching the perpetrators<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">We&nbsp;<strong>prepare the criminal complaint for the client<\/strong>,&nbsp;<strong>explain what documents we need<\/strong>, and&nbsp;<strong>proceed in a\u00a0way that maximizes the chance of success<\/strong>. The prosecutor can, within criminal proceedings,&nbsp;<strong>order the freezing of funds in an account if there is suspicion that the money is proceeds of crime<\/strong>. The police or prosecutor&nbsp;<strong>issue a\u00a0resolution that orders the bank not to pay out a\u00a0certain amount or to freeze the funds in the account<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">If the reasons for freezing disappear,&nbsp;<strong>the freeze is lifted and the account holder regains the right to use the money<\/strong>. Freezing can be applied&nbsp;<strong>not only to the suspect&rsquo;s accounts but also to third-party accounts if there is evidence that the funds come from criminal activity<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>Bank Fraud and Typical Scenarios: What We Encounter Most Often<\/strong><\/h2>\n<ul style=\"font-weight: 400;\">\n<li><strong>Phishing emails and SMS<\/strong>: The fraudster sends a\u00a0link to a\u00a0fake bank website where the client enters their login details.<\/li>\n<li><strong>Fake banker calls (vishing)<\/strong>: The caller pretends to be a\u00a0bank employee, claims the account is compromised, and convinces the client to transfer money to a\u00a0&ldquo;safe account.&rdquo;<\/li>\n<li><strong>Classified ad scams<\/strong>: The client sells goods via an online marketplace, the fraudster sends a\u00a0link to a\u00a0fake payment gateway where the client enters their account details.<\/li>\n<li><strong>Deepfake calls and fake identities<\/strong>: Fraudsters use artificial intelligence to imitate the voice or identity of known persons.<\/li>\n<li><strong>Stolen account<\/strong>: The fraudster obtains login details and takes control of online banking.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>We Can Help You Get Your Money Back from Bank Fraud!<\/strong><\/h2>\n<p style=\"font-weight: 400;\">If you&rsquo;re troubled by&nbsp;<strong>bank fraud, internet fraud, or an online scam<\/strong>,&nbsp;<strong>we can help<\/strong>. We have experience with&nbsp;<strong>dozens of cases where we&rsquo;ve helped clients recover hundreds of thousands of crowns<\/strong>. We always act&nbsp;<strong>quickly, thoroughly, and with maximum care for your rights<\/strong>. We are&nbsp;<strong>well-versed in bank fraud<\/strong>&nbsp;and know&nbsp;<strong>what steps to take to protect your money<\/strong>.<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<p style=\"font-weight: 400;\"><strong>Author<\/strong>: Mgr.\u00a0Barbora Jan&aacute;\u010dkov&aacute;, lawyer at ModerniPravnik.cz, and Jon&aacute;&scaron; Meleck&yacute;, legal assistant<\/p>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<h2 style=\"font-weight: 400;\"><strong>Don&rsquo;t hesitate to contact us today! We&rsquo;re available and will respond quickly!<\/strong><\/h2>\n<p style=\"font-weight: 400;\">&nbsp;<\/p>\n<p class=\"wp-block-paragraph\">\n<div class=\"cta-form__wrapper\">\n<div class=\"cta-form__grid\">\n<div class=\"cta-form__info\">\n<div class=\"contact-container\">\n<div class=\"contact-left\">\n<h3> <strong>Napi\u0161te na\u0161im odborn\u00edk\u016fm, pom\u016f\u017eeme v\u00e1m!  <\/strong><\/h3>\n<div class=\"lawyers\">\n<div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2024\/12\/Petr-Uklein-Grey.jpg\" alt=\"Advokat 1\"><br \/>\n                <span class=\"status\"><\/span>\n            <\/div>\n<div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/Matej-Sedivy.png\" alt=\"Advokat 2\"><br \/>\n                <span class=\"status\"><\/span>\n            <\/div>\n<div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2024\/12\/Barbora-Janackova-grey3.jpg\" alt=\"Advokat 3\"><br \/>\n                <span class=\"status\"><\/span>\n            <\/div>\n<div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/martin-1.png\" alt=\"Advokat 4\"><br \/>\n                <span class=\"status\"><\/span>\n            <\/div>\n<div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/radka-1.png\" alt=\"Advokat 5\"><br \/>\n                <span class=\"status\"><\/span>\n            <\/div>\n<div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/image.png\" alt=\"Advokat 6\"><br \/>\n                <span class=\"status\"><\/span>\n            <\/div>\n<div class=\"lawyer\">\n                <img decoding=\"async\" src=\"https:\/\/modernipravnik.cz\/wp-content\/uploads\/2026\/01\/ruta.png\" alt=\"Advokat 7\"><br \/>\n                <span class=\"status\"><\/span>\n            <\/div><\/div>\n<div class=\"form-descr\">\nNev\u00e1hejte se s\u00a0n\u00e1mi pod\u011blit o\u00a0svou situaci a\u00a0stru\u010dn\u011b popsat, s\u00a0\u010d\u00edm v\u00e1m m\u016f\u017eeme pomoci. 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Pro va\u0161i lep\u0161\u00ed orientaci doporu\u010dujeme se p\u0159edem sezn\u00e1mit s\u00a0na\u0161\u00edm <a href=\"https:\/\/modernipravnik.cz\/en\/cenik\/\"><strong>price list<\/strong><\/a> Services.\n<\/div>\n<div class=\"contact-info\">\n<p><strong> Po-P\u00e1: 9:00 -18:00 <\/strong><\/p>\n<p class=\"email\"><a href=\"mailto:info@modernipravnik.cz\">info@modernipravnik.cz<\/a><\/p>\n<p><a href=\"tel:+420732394849\"><\/p>\n<p class=\"phone\">\ud83d\udcde (+420) 732 394 849 <span><\/span><\/p>\n<p><\/a><\/p><\/div><\/div>\n<\/div>\n<\/div>\n<div class=\"cta-form__form\">\n<form class=\"mp-contact-form\" action=\"https:\/\/modernipravnik.cz\/chatbot\/cf\/cf-lead.php\" method=\"post\" novalidate data-trp-original-action=\"https:\/\/modernipravnik.cz\/chatbot\/cf\/cf-lead.php\">\n<input type=\"text\" name=\"website\" class=\"mp-cf-hp\" tabindex=\"-1\" autocomplete=\"off\" aria-hidden=\"true\"><br \/>\n<input type=\"hidden\" name=\"page\" value=\"\"><\/p>\n<div class=\"mp-cf-row\">\n<input type=\"text\" name=\"first_name\" placeholder=\"Jm\u00e9no\" required><br \/>\n<input type=\"text\" name=\"last_name\" placeholder=\"P\u0159\u00edjmen\u00ed\" required>\n<\/div>\n<p><input type=\"tel\" name=\"phone\" placeholder=\"Phone\"><br \/>\n<input type=\"email\" name=\"email\" placeholder=\"E-mail\" required><br \/>\n<textarea name=\"message\" placeholder=\"Stru\u010dn\u011b popi\u0161te, s \u010d\u00edm v\u00e1m m\u016f\u017eeme pomoci\"><\/textarea><br \/>\n<label class=\"mp-cf-consent\"><input type=\"checkbox\" name=\"consent\" required> I consent to the processing of my personal data for the purpose of handling my inquiry.<\/label><br \/>\n<button type=\"submit\">Odeslat<\/button><\/p>\n<div class=\"mp-cf-status\" role=\"status\" aria-live=\"polite\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n<link rel=\"stylesheet\" href=\"https:\/\/modernipravnik.cz\/chatbot\/cf\/cf.css\">\n<script src=\"https:\/\/modernipravnik.cz\/chatbot\/cf\/cf.js?v=1792426575\" defer><\/script>\n        <\/div><\/div><\/div>\n<style>\n.cta-form__wrapper {\n    margin: 40px 0;\n    background: #f2f2f2;\n    padding: 30px;\n    border-radius: 10px;\n}\n.cta-form__grid {\n    display: flex;\n    flex-wrap: wrap;\n    gap: 30px;\n    justify-content: space-between;\n}\n.cta-form__info {\n    flex: 1 1 48%;\n}\n.cta-form__form {\n    flex: 1 1 48%;\n    background: #fff;\n    padding: 20px;\n    border-radius: 10px;\n}\n\/* \u041c\u043e\u0431\u0438\u043b\u043a\u0438: 100% \u0448\u0438\u0440\u0438\u043d\u044b \u0438 \u0443\u0431\u0438\u0440\u0430\u0435\u043c \u0432\u043d\u0443\u0442\u0440\u0435\u043d\u043d\u0438\u0435 \u043f\u0430\u0434\u0434\u0438\u043d\u0433\u0438 *\/\n@media (max-width: 768px) {\n    .cta-form__wrapper {\n        padding: 0;\n        background: transparent;\n    }\n    .cta-form__grid {\n        flex-direction: column;\n        gap: 0;\n    }\n    .cta-form__info, .cta-form__form {\n        flex: 1 1 100%;\n        padding: 20px;\n        border-radius: 0;\n    }\n}\n<\/style>\n<\/p>\n<p>V\u0161echny tyto slu\u017eby a\u00a0produkty v\u00e1m pomohou snadno zvl\u00e1dnout. Nev\u00e1hejte n\u00e1s kontaktovat a\u00a0objednejte si na\u0161e slu\u017eby, smlouvy \u010di produkty p\u0159\u00edmo na webu.<\/p>","protected":false},"excerpt":{"rendered":"<p>Bank Fraud: How to Get Your Money Back After an Online Scam Have you fallen victim to&nbsp;bank fraud&nbsp;and lost money &#8230;<\/p>","protected":false},"author":766,"featured_media":13021,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1613,1592],"tags":[1533,1521,1524],"class_list":["post-9711","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-claims","category-criminal-law","tag-internetovy-podvod-en","tag-podvod-en","tag-trestni-rizeni-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Bank Fraud: We\u2019ll Get Your Stolen Money Back Quickly!<\/title>\n<meta name=\"description\" content=\"Have you fallen victim to bank fraud and lost your money? We\u2019ll get it back from the bank or directly from the fraudsters!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/modernipravnik.cz\/en\/blog\/bank-fraud\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank Fraud: We\u2019ll Get Your Stolen Money Back Quickly!\" \/>\n<meta property=\"og:description\" content=\"Have you fallen victim to bank fraud and lost your money? 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Oleksandr Spitsyn\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mgr. Oleksandr Spitsyn\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/modernipravnik.cz\\\/en\\\/blog\\\/bank-fraud\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/modernipravnik.cz\\\/en\\\/blog\\\/bank-fraud\\\/\"},\"author\":{\"name\":\"Mgr. 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